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Now Get Mortgage Loan @Competitive rate of interest

  • Income from idle property
  • Avail as demand loan
  • Loan Upto @5Cr INR

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Mortgage Loan

Mortgage loans are also synonymously called loans against property, taken against an asset (property/real estate) to avail funds. The asset could be an immovable asset such as a house, or commercial property, offered as collateral to the lender (bank).

 

Benefits Of Mortgage loan

  • This loan is available for both salaried and self-employed individuals.
  • You can either apply for the loan individually or jointly with a co-applicant.
  • The documentation is hassle-free with minimal requirements and you can expect a quick disbursal of the loan
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frequently asked questions

Are there any financial documents required for a mortgage loan?

Yes. All applicants must submit bank statements as part of the financial mortgage loan documents. Salaried individuals must submit bank statements for the last 3 months, whereas self-employed persons and firms/companies, must submit bank account statements for the last 6 months.

How do I submit loan against property documents?

The paperwork needed to process the loan must be submitted during the application. If you apply at a branch, you will need to submit it then or you can upload it digitally when applying online.

Do firms and companies need to show income proof?

Yes. The income documents required for a LAP loan for a firm or company include ITR for the last 2 years, GST returns, P&L statement, and the balance sheet of the past 2 years.

How can I improve my loan against property eligibility?
  • Pledge a high-value collateral
  • Maintain steady income
  • Have an excellent credit score
  • Ensure to have all the property-related paperwork in order